Motorcycle Insurance

Protecting yourself and your bike is a priority of Peoples Underwriters, Inc. It is very important to carry liability coverage on your bike in the event a legal situation arises from an accident. We also offer liability protection for you in case a guest passenger is injured while riding your motorcycle. If you own a custom motorcycle, it is very important that you increase your coverage in case of an accident to cover the cost of special equipment such as accessories, enhancements, and other devices.

Following are descriptions of coverages available through a motorcycle insurance policy:

• Liability
  Liability coverage protects you if you are the cause of a collision and have caused damage to others. By adding Guest Liability, you protect yourself if your passenger is injured in the accident.
• Bodily Injury & Property Damage
  This type of coverage states that the insurance company will pay for the damaged property either by replacing or repairing the bike, depending on scale of the damage. Payments and reimbursements of medical bills also fall under this type of coverage.
• Comprehensive
  Comprehensive coverage is available with your motorcycle policy to pay for damages to your bike caused by acts such as wind or theft.
• Collision
  If you collide with another vehicle, collision coverage will repair or replace you motorcycle.
• Medical Payments
  This coverage applies no matter who caused the accident. The insurance company will pay for the necessary medical treatment due to a motorcycle accident.